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    Brian Tolbert

    When it comes to benefits, think like a CFO
    By Brian Tolbert on August 15, 2018

      How to get more transparency and better control over healthcare costs Benefits are typically the largest expense item in a company’s budget next to...

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    Change to TriStar/BlueCross agreement to affect out-of-network emergency care
    By Brian Tolbert on December 14, 2017

    A notice to Bernard Health clients with BlueCross BlueShield of Tennessee Network S You might be surprised to know that HCA TriStar hospitals have...

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    Why do employers move to Defined Contribution?
    By Brian Tolbert on July 28, 2014

    Rising costs and new options push employers into new territory Defined Contribution is a health insurance strategy where employers give employees a...

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    5 questions you should be asking about Private Exchanges
    By Brian Tolbert on June 5, 2014

    Guiding you through the process Accenture predicts that by 2018 enrollment on Private Exchanges could outpace enrollment on public exchanges....

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    Starting a business? Don't make this health insurance mistake
    By Brian Tolbert on April 16, 2014

    Small business health insurance solutions  Many small business owners want to offer their employees health insurance. There are several reasons, the...

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    What's a medical loss ratio?
    By Brian Tolbert on July 3, 2012

    Part of the Affordable Care Act requires insurance companies to pay "generally at least" 80% of every dollar it collects in premiums, out in medical...

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    How does Medicare affect HSA contribution eligibility?
    By Brian Tolbert on March 26, 2012

    I know it's been a few weeks since you've heard from me.  And for many, waiting for my next post has kept you awake at night, or maybe just for my...

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