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    Craft Hayes

    What it takes to be a young leader in benefits
    By Craft Hayes on February 20, 2017

    Craft Hayes leads Bernard Health’s Nashville team of benefits advisors and was recently named a 2017 Rising Star in Benefits by Employee Benefits...

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    CFOs: 4 must-ask strategy questions about your health plan
    By Craft Hayes on September 4, 2014

    Guidance for tough health insurance decisions  CFOs are becoming more and more involved in the organization’s health plan decision because...

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    Can I have two HSAs?
    By Craft Hayes on June 1, 2012

      What if I have one Health Savings Account (HSA) with my employer, but my wife and kids have a separate HSA with her employer?  What is the...

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    Can I use my spouse's HSA?
    By Craft Hayes on June 1, 2012

    With two separate health insurance plans, can spouses use each others HSA funds?

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    Whats an embedded medical deductible?
    By Craft Hayes on August 6, 2010

    As health insurance has become more complicated, the average person has been forced to learn some jargon.  For example, a medical deductible is the...

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