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    Emily Kubis

    Emily writes about benefits, technology, the healthcare industry and more.
    Healthcare or a new car?
    By Emily Kubis on September 11, 2019

    Health spending growing twice as fast as wages According to new data from the Kaiser Family Foundation, healthcare for a family covered by a...

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    Insurer fee expected to spike 2020 group premiums
    By Emily Kubis on September 3, 2019

    ACA tax back in place for 2020 The Affordable Care Act requires insurers offering fully-insured plans to pay a “health insurance tax” based on...

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    More preventive care covered under high-deductible plans
    By Emily Kubis on August 26, 2019

    More care covered before the deductible is met This summer, the IRS expanded the list of preventive care benefits that can be covered by a high...

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    HSA contributions on the rise
    By Emily Kubis on August 5, 2019

    Changing trends give employers the opportunity to optimize their HSA strategy Fifteen years after Health Savings Accounts were implemented, the...

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    House votes to repeal Cadillac Tax
    By Emily Kubis on July 22, 2019

    Excise tax on high-cost health plans has never taken effect The U.S. House of Representatives voted last week to repeal the Cadillac Tax, the...

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    Why employees need disability insurance
    By Emily Kubis on July 17, 2019

    Being prepared for the worst-case scenario With unemployment at historic lows, employers are increasingly looking for ways to stand out with...

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    Should my startup offer group health benefits?
    By Emily Kubis on July 10, 2019

    Employee benefit advice As the owner of a small business or startup, when should you start thinking about offering group health benefits?  If...

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    What's the difference between an HSA and an FSA?
    By Emily Kubis on July 1, 2019

    Health Savings Accounts (HSAs) and Flexible Savings Accounts (FSA) both allow consumers to set aside pre-tax funds for qualified healthcare...

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    What’s next for Association Health Plans?
    By Emily Kubis on June 25, 2019

    What employers need to know about the DOL ruling After a federal district court struck down the Trump administration’s 2018 Association Health...

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    Final HRA rule expands options for employers
    By Emily Kubis on June 19, 2019

    Employers can reimburse for individual coverage in 2020 The IRS released a final rule last week expanding Health Reimbursement Arrangements,...

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