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    Emily Kubis

    Emily writes about benefits, technology, the healthcare industry and more.
    Insurers to issue employer rebate checks this month
    By Emily Kubis on September 30, 2019

    Your organization may be eligible for a premium rebate The Affordable Care Act limits the amount of premium dollars insurers can use for...

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    Are flu shots covered by insurance?
    By Emily Kubis on September 23, 2019

    Most insurance companies cover the flu shot as preventive care Summer’s barely over, but cold and flu season are approaching, and many employees...

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    Healthcare or a new car?
    By Emily Kubis on September 11, 2019

    Health spending growing twice as fast as wages According to new data from the Kaiser Family Foundation, healthcare for a family covered by a...

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    Insurer fee expected to spike 2020 group premiums
    By Emily Kubis on September 3, 2019

    ACA tax back in place for 2020 The Affordable Care Act requires insurers offering fully-insured plans to pay a “health insurance tax” based on...

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    More preventive care covered under high-deductible plans
    By Emily Kubis on August 26, 2019

    More care covered before the deductible is met This summer, the IRS expanded the list of preventive care benefits that can be covered by a high...

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    HSA contributions on the rise
    By Emily Kubis on August 5, 2019

    Changing trends give employers the opportunity to optimize their HSA strategy Fifteen years after Health Savings Accounts were implemented, the...

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    House votes to repeal Cadillac Tax
    By Emily Kubis on July 22, 2019

    Excise tax on high-cost health plans has never taken effect The U.S. House of Representatives voted last week to repeal the Cadillac Tax, the...

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    Why employees need disability insurance
    By Emily Kubis on July 17, 2019

    Being prepared for the worst-case scenario With unemployment at historic lows, employers are increasingly looking for ways to stand out with...

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    Should my startup offer group health benefits?
    By Emily Kubis on July 10, 2019

    Employee benefit advice As the owner of a small business or startup, when should you start thinking about offering group health benefits?  If...

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    What's the difference between an HSA and an FSA?
    By Emily Kubis on July 1, 2019

    Health Savings Accounts (HSAs) and Flexible Savings Accounts (FSA) both allow consumers to set aside pre-tax funds for qualified healthcare...

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