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    Sara Walton

    Using an out-of-network provider effectively
    By Sara Walton on April 30, 2013

    Concerns about your insurance paying As a service team member at Bernard Health, whenever I'm asked about using an out-of-network provider, I...

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    Is birth control covered by my health insurance?
    By Sara Walton on April 12, 2013

    Burning insurance questions answered Most group insurance plans that have prescription benefits will cover birth control as any other prescription....

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    Health Savings Accounts and catch-up contributions
    By Sara Walton on September 13, 2012

    Bernard Health works with employer all over the country to help them manage healthcare expenses.  The employees of those companies and non-profits...

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    How does my Health Savings Account work for my adult child?
    By Sara Walton on August 29, 2012

    I learned something new this week about spending Health Savings Account (HSA) money on "adult" children.  Since Healthcare Reform allows parents to...

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    Health Insurance Advice: The Importance of Preventive Care
    By Sara Walton on March 20, 2012

    Health insurance advisor's take on Preventive Care As a health insurance advisor, I have blogged about Preventive Care previously, but thought I...

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    What is a certificate of coverage?
    By Sara Walton on September 19, 2011

    Do you keep your Certificates of Coverage (COC) when you receive them at work or in the mail?  Do you even know what a COC is?  (Sometimes it is...

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    Can I contribute to an HSA if my spouse has an FSA?
    By Sara Walton on August 18, 2011

    Many Bernard Health contributors have written in the past about the rules prohibiting an individual from owning both a Health Savings Account (HSA)...

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    How do I add a baby to my company's health plan?
    By Sara Walton on August 5, 2011

    If you are expecting a baby and you are covered by a group health insurance plan, you need to be aware there are rules that apply when adding...

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