Bernard Benefits Blog

Topic: Networks

aca networks healthcare costs employer digest reference-based pricing self-insure press

What is the Medical Loss Ratio?

By Emily Kubis on April 6, 2018

Is the MLR driving up employer healthcare costs? A piece of the Affordable Care Act that seeks to cap insurer profits may be driving employer...

networks employer digest reference-based pricing self-insure press

What is an insurance network discount worth?

By Emily Kubis on April 4, 2018

Consider the value of insurance discounts Some self-insured employers are adopting new strategies to pay for their group benefits plan. These...

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Change to TriStar/BlueCross agreement to affect out-of-network emergency care

By Brian Tolbert on December 14, 2017

A notice to Bernard Health clients with BlueCross BlueShield of Tennessee Network S You might be surprised to know that HCA TriStar hospitals...

healthcare networks hospitals The Tennessean

How risky is it not to have coverage at Vanderbilt?

By Alex Tolbert on December 11, 2017

Nashville consumers have two carrier options for individual ACA plans in 2018 — Cigna and Oscar Health — but only Cigna offers coverage at...

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What to do if your doctor changes networks mid-year

By Alex Tolbert on September 25, 2017

What consumers should know Last month, Vanderbilt University Medical Center and UnitedHealthcare reached a last-minute agreement to keep 30,000...

healthcare providers networks The Tennessean health benefits

Narrow networks are here to stay

By Alex Tolbert on April 4, 2016

Check out our column in the Huffington Post: "Open enrollment closed last month, and healthcare watchers have been counting the winners and...

healthcare providers networks The Tennessean health benefits

Rules may cut down on surprise medical bills

By Alex Tolbert on March 23, 2016

New rules address insurance networks Surprise medical bills are really frustrating. This is especially true when they stem from seeing an...

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How to pick a provider network

By Emily Kubis on January 25, 2016

Deciphering the alphabet soup of provider networks Enrolling in a health plan can be complicated, whether it’s through your employer or the...

providers networks medical bills

How to negotiate with your doctor

By Nikki Davis on March 13, 2015

And save healthcare dollars Recently, I ventured to the flea market on the hunt for a new coffee table. After finding the perfect one, my...

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What no one tells you about out-of-network bills

By Ruthie Dean on October 9, 2014

Understanding out-of-network bills